Mis-Sold PCP Claims

You Claim up to £5,492.10* Per Vehicle

Agreements Found in under 2 Minutes

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No Win, No Fee**: You only pay if your PCP claim is successful. Claim up to £5,492.10*.

Billion owed in compensation to people just like you!

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FAQs on PCP car finance claims

A PCP claim is a way to seek compensation for a mis-sold Personal Contract Purchase (PCP) for Hire Purchase (HP) agreement. If your dealer, broker or lender didn’t disclose key details, misled you about terms, or acted unfairly, you could claim compensation for your PCP car finance deal.

To be eligible for a PCP finance claim, you’ll need to show that your agreement was mis-sold. Common signs include:

  • Misrepresentation of terms: You weren’t given clear information about costs, interest rates, or the details of your agreement.
  • Undisclosed commissions: The dealer or broker received a hidden commission, which affected the deal you were offered.
  • Lack of affordability checks: The finance provider didn’t properly assess whether you could afford the repayments.

You can easily find out if you’re eligible by doing a mis-sold PCP claim check via our tool. It’s quick, free, and identifies if your PCP car finance agreement was mis-sold. Start your PCP claim check today to see if you could claim compensation for unfair terms, undisclosed commissions, or other mis-selling practices.

Mis-selling of PCP car finance often happens when:

  • Dealers set high interest rates to increase their commissions.
  • Commissions tied to your agreement weren’t disclosed to you.
  • The agreement wasn’t suitable for your financial situation.

These unfair practices have led to thousands of PCP claims in the UK, helping clients recover the compensation they deserve.

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*£5,492.10 is the figure disclosed to Bott & Co Solicitors by Black Horse.

**Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

PCPclaimsline.com is a trading style of Claim-Link UK Ltd, registered in England and Wales, Company registration number 03882486. Registered Office: 556 Burnley Road, Rossendale, Lancashire, BB4 8NE. VAT registration number 748 8057 90. Registered with the Information Commissioner's Office; registration number ZA120580.

**Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the cooling-off period.

A cancellation fee may be charged by a third party/panel solicitor if you cancel outside the cooling off period. You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service.

We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive. You can find our terms of use, privacy policy and our cookie policy here.

Claim-Link UK Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claim-Link UK Ltd is authorised and regulated by the Financial Conduct Authority (FRN:313116). Claim-Link UK Ltd is a claims management company and only undertakes marketing activities which comply with Solicitors Regulation Authority Code of Conduct 2011 (in particular, Chapter 8 - Publicity). Regulatory information.